Having recently dealt with some cats choosing not to eat, and dealing with emergency vet bills, when I saw the word from Kate being Afford, coming up with a post was easy. Affording Emergencies fits so well don’t you think?
For my part, I put aside 5% of every pay cheque into an emergency fund that every once in a while gets emptied. Usually for emergencies! Car purchase, house repairs, and more recently partially emptied for vet bills. Five percent seemed to me to be a good amount to hold back. It’s less than what I put aside for investing, and less than what is set for tithing, but emergencies don’t pop up THAT often in life (thank goodness).

Affording Emergencies
There’s one I know who
has a vehicle with loads of
issues. Costing a bit to fix,
and we chatted today about it.
I asked, “are you emptying
your emergency fund?
Cause remember, my cats
emptied mine by $1000″.
She laughed and said
that they had it covered.
and so the conversation
moved forward to other things.
It’s hard sometimes talking
money with co-workers.
A number of us are annoyed
since corporate changed something.
It seems that vacation pay
will now to be paid bi-weekly
rather than once a year.
We all said “it’s harder to save!”
And it is.
It’s easier to sock away one
yearly lump sum payment,
then to figure out the rate.
The current hope is it
will be clearly delineated
on our pay stubs to make
the figuring just a bit easier.
Vacation funds, emergency funds,
long-term savings, or just spend it.
It’s easy to spend if not
planned out well.
How do you plan it?
Funds planned for various
things? Do you do a set amount
or a percentage?
Do you include
God in the discussion?
Does trust enter the
conversation at all?
I’ve an acquaintance
who loves God dearly and
plans not at all, since
“God will provide”.
I have a hard time
with that since God
also provides us with the
intelligence to plan.
So in our planning, do
we still leave room for trust?
Or does planning negate
the need for trust?
Something to think
on perhaps? To make sure
you are affording emergencies in a
God-approved way.







